Whether you employ just a handful of people or you operate a team of hundreds, protecting your staff is your business’s number one concern. There’s always the possibility of an employee making a claim against your business, so employers’ liability insurance is compulsory by law in most circumstances.
Employers’ Liability insurance safeguards your staff from the costs of accidents and injuries in the workplace, and also gives you – the employer – confidence in their well-being. Without liability cover, you could find yourself having to pay a considerable amount in legal fees or damage costs.
Employers’ Liability is a type of business insurance that covers employers for liability to employees that suffer from work-related injuries or diseases. Employers’ liability is a separate liability, providing coverage that does not fall under the workers’ compensation insurance, which is generally required by law.