Casualty
AMG provides an integrated approach to the design of primary and excess casualty coverages and services. We keep the focus on delivering solutions to reduce our clients’ total cost of risk. Our integrated platform brings together the experts needed to develop comprehensive, streamlined casualty insurance programs.
Primary casualty inclusive of Comprehensive General Liability and Automobile Liability
Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. Comprehensive General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage. General Liability coverage pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. No matter the size and nature of your business, there are always uncertainties. AMG, we’ll work with you to determine your business liability risks and we’ll put together a Comprehensive General Liability Insurance program that makes sense for your business.
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Primary casualty inclusive of Comprehensive General Liability and Automobile Liability
Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. Comprehensive General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.
General Liability coverage pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. No matter the size and nature of your business, there are always uncertainties.
AMG, we’ll work with you to determine your business liability risks and we’ll put together a Comprehensive General Liability Insurance program that makes sense for your business.
Umbrella And Excess Liability
Buying insurance coverage beyond what comprehensive general liability and automobile liability programs generally afford is a regular occurrence. Today, most businesses recognize the need to purchase umbrella and excess liability insurance policies to protect the assets of the organization. With the rising costs of lawsuits and judgments, business owners realize that they must secure coverage that can protect them when a loss exceeds the basic liability coverage limits. Umbrella/Excess Liability Insurance provides businesses with additional liability coverage to help protect them against the potentially ruinous costs of claims. Significant assets can be at risk when businesses are the target of lawsuits. If the cost of a claim exceeds the limits of a business’s underlying primary insurance policies, Umbrella Insurance extends liability coverage for an additional layer of insurance to further protect business assets. Without Umbrella Insurance, business owners could be obligated to pay out of pocket for legal fees, medical bills, and damage expenses that exceed the limits of their underlying primary business coverages. At AMG, we have the experience to help you craft increased limit solutions. We can tailor coverage to go over your basic liability insurance programs and...
Learn more
Umbrella And Excess Liability
Buying insurance coverage beyond what comprehensive general liability and automobile liability programs generally afford is a regular occurrence. Today, most businesses recognize the need to purchase umbrella and excess liability insurance policies to protect the assets of the organization. With the rising costs of lawsuits and judgments, business owners realize that they must secure coverage that can protect them when a loss exceeds the basic liability coverage limits.
Umbrella/Excess Liability Insurance provides businesses with additional liability coverage to help protect them against the potentially ruinous costs of claims. Significant assets can be at risk when businesses are the target of lawsuits. If the cost of a claim exceeds the limits of a business’s underlying primary insurance policies, Umbrella Insurance extends liability coverage for an additional layer of insurance to further protect business assets. Without Umbrella Insurance, business owners could be obligated to pay out of pocket for legal fees, medical bills, and damage expenses that exceed the limits of their underlying primary business coverages.
At AMG, we have the experience to help you craft increased limit solutions. We can tailor coverage to go over your basic liability insurance programs and expand it to include coverage over multiple underlying policies.
Product Liability
“Don’t let one faulty product destroy your entire business” Today, the liability of exporters has increased worldwide. Everywhere, consumers are becoming more aware of their rights and are quicker to exercise those rights by filing product liability suits against exporters, manufacturers, processors. Just one claim could put a severe financial strain on your business - and could even lead to the collapse of the company. In fact, merely the cost of defending an "unsubstantiated“ claim against you can cost several million dollars. Product Liability coverage provides protection against bodily injury and property damage losses arising out of some defect in the product you sold, manufactured or distributed. Product liability insurance may also provide coverage for claims arising from damages due to providing inadequate instruction for use of the product or a failure to warn on your product label. At AMG, we understand the risks business owners face every day. Our highly experienced insurance brokers will work hard to deliver risk advice, expert service and an optimal insurance program that won't let you down when it's time to claim.
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Product Liability
“Don’t let one faulty product destroy your entire business”
Today, the liability of exporters has increased worldwide. Everywhere, consumers are becoming more aware of their rights and are quicker to exercise those rights by filing product liability suits against exporters, manufacturers, processors. Just one claim could put a severe financial strain on your business – and could even lead to the collapse of the company. In fact, merely the cost of defending an “unsubstantiated“ claim against you can cost several million dollars.
Product Liability coverage provides protection against bodily injury and property damage losses arising out of some defect in the product you sold, manufactured or distributed. Product liability insurance may also provide coverage for claims arising from damages due to providing inadequate instruction for use of the product or a failure to warn on your product label.
At AMG, we understand the risks business owners face every day. Our highly experienced insurance brokers will work hard to deliver risk advice, expert service and an optimal insurance program that won’t let you down when it’s time to claim.
Employers’ Liability
Whether you employ just a handful of people or you operate a team of hundreds, protecting your staff is your business’s number one concern. There’s always the possibility of an employee making a claim against your business, so employers’ liability insurance is compulsory by law in most circumstances. Employers' Liability insurance safeguards your staff from the costs of accidents and injuries in the workplace, and also gives you – the employer – confidence in their well-being. Without liability cover, you could find yourself having to pay a considerable amount in legal fees or damage costs. Employers' Liability is a type of business insurance that covers employers for liability to employees that suffer from work-related injuries or diseases. Employers’ liability is a separate liability, providing coverage that does not fall under the workers’ compensation insurance, which is generally required by law.
Learn more
Employers’ Liability
Whether you employ just a handful of people or you operate a team of hundreds, protecting your staff is your business’s number one concern. There’s always the possibility of an employee making a claim against your business, so employers’ liability insurance is compulsory by law in most circumstances.
Employers’ Liability insurance safeguards your staff from the costs of accidents and injuries in the workplace, and also gives you – the employer – confidence in their well-being. Without liability cover, you could find yourself having to pay a considerable amount in legal fees or damage costs.
Employers’ Liability is a type of business insurance that covers employers for liability to employees that suffer from work-related injuries or diseases. Employers’ liability is a separate liability, providing coverage that does not fall under the workers’ compensation insurance, which is generally required by law.